How net pay is calculated in Austria
Austrian employees receive 14 salaries a year: 12 regular monthly payments plus holiday pay (Urlaubsgeld) and Christmas pay (Weihnachtsgeld). The 13th and 14th salary are taxed favourably — the first €620 are tax-free, the rest mostly at 6% — which is why the yearly net is higher than 14 × the regular monthly net would suggest.
- Social insurance about 18% in total: health 3.87%, pension 10.25%, unemployment 2.95% (reduced for low incomes), Chamber of Labour 0.5% and housing contribution 0.5% (Vienna 0.75% from 2026), up to €6,930 a month.
- Wage tax on the 2026 progressive tariff, reduced by tax credits such as the Familienbonus Plus per child, the sole-earner credit and commuter allowances.
- Below €551.10 a month (marginal employment) no employee social insurance is due.
Converting an Austrian hourly wage
Collective agreements in Austria pay the 13th and 14th salary on top of hourly wages too. The calculator therefore converts: monthly gross = hourly rate × weekly hours × 4.33, and annual gross = monthly gross × 14. Church tax is not deducted by the employer in Austria; you can show an estimate separately.